Bad credit is something many people end up experiencing at one time or another. With this in mind, I will give you a quick overview of what steps to take next to get on the road to better credit.
Are you being seduced into spending more of your hard-earned money? There’s an article up over at Kiplinger’s site that lists seven reasons why “cash-back” credit cards are luring consumers into spending more than normal.
I have two cash-back cards, but neither are traditional credit cards. Both of these cards are tied to actual cash, so I use them to pay all my bills. Do you have a cash-back credit card? Do you spend more than your should?